The best ways to save or make extra money are the easy ones. So here are 5 of my favourite websites that I have used to save and/or make me a little extra money.
(1) The Centrelink Payment Finder
Dealing with Centrelink is hard and quite often it is really difficult and time consuming to figure out what you are entitled to. The Centrelink Payment Finder makes it really simple and quickly allows you to figure out what you could receive. It is one of my absolute faves and has alerted me to potential payments that I had no idea I could receive. Click here to check it out.
(2) Unclaimed Money
I love to do an Unclaimed Money search. It takes all of 20 seconds and is completely free. Potentially it could find you any lost bank accounts, shares or life insurance policies that you might have forgotten about. I always just search on my last name to make the search as broad as possible. Don’t forget to search your partner’s name and any relatives to see if they have anything owing to them. Doing the search is quick, easy and potentially could find you an extra bit of spending money :-). Click here to do your own unclaimed money search.
(3) Energy Made Easy
This is a government site that helps you to find the best electricity deal for you. When my electricity bill was hurtling out of control this is where I went to find a better deal for my family. Click here to read post about how much I saved by changing electricity providers and here to visit the Energy Made Easy site.
(4) ATO’s SuperSeeker
Apparently for every worker employed in Australia there are 3 superannuation accounts. That means there are stacks of us out there with multiple superannuation accounts. The main problem with this is that it is costing us all a fortune in fees. The best way to stop wasting money on fees is to consolidate you superannuation into one account. Most people think you have to fill in a tonne of forms to do this but you don’t, you can simply use the Taxation Departments SuperSeeker site. The site also helps you to find your lost superannuation, so you can make sure you keep what is rightfully yours for your retirement. The process is surprisingly easy. In fact so easy even my husband could do it. Read about how he found and consolidated his superannuation using SuperSeeker here and click here to access the SuperSeeker website.
(5) Money Smart’s Budget Planner
Many websites would have you believe that you need to pay to have a good household budget planner to help you to save money. That is certainly not true. I used the free budget planner from the MoneySmart website and it worked a treat for me. Click here to read how I used it to make a budget for my family and click here to download your own free budget planner from MoneySmart. It is easy to use and will help you on your way to saving more money.
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The information contained in this post is general in nature and does not constitute financial advice. Please see your financial advisor for advice specific to your individual circumstances.