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Shelley Marsh

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About Shelley Marsh

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So far Shelley Marsh has created 82 blog entries.

Home And Contents Insurance: How Do You Know If You Have Enough?

This post is brought to you by Understand Insurance

Insurance is a funny product. It seems like a big fat waste of money until you need it. But when you need it, it then becomes invaluable. We bought our home six years ago. Like many people, our family home is by far our largest asset. However, our mortgage is by far our largest debt.

No-one wants to think about it, but what if something were to happen to our house? Without home and contents insurance we would be left with a small (and I mean teeny tiny) block of land in Sydney’s inner west and we would still be left to pay our mortgage. Yes, no couch to sit on, no TV to watch, no clothes to wear, no house to live in but our debt would still exist and the bank would still want its monthly repayment! For us it would […]

By |September 3rd, 2014|Insurance|38 Comments

MoneySmart Week – Come And Join Me And Take Up A Money Challenge!

The first week of September is a very exciting week in my calendar.  It is MoneySmart week!!!  For those who haven’t heard of MoneySmart week, it is a week dedicated to taking simple steps to make a positive difference to your finances.  It is a fantastic opportunity to learn more about your money and improve your money management skills.

To help us all do this, this year the people at MoneySmart Week have come up with seven FREE money challenges:

  • Ditch your debt (credit and debt)
  • Sort your super (superannuation)
  • Manage your money (budgeting)
  • Protect what’s precious (insurance)
  • Build your worth (saving & investing)
  • Plan ahead (estate planning)
  • Female financial fitness

There is also an eighth challenge for Under 18s called Start Early!

Each challenge gives you 3 easy steps to help you get on top of that issue.  All the challenges are completely FREE!!

So, don’t miss this opportunity to get you finances in order.  Pick an area (or two, […]

By |August 20th, 2014|Budgeting|27 Comments

Where To Get Financial Help For Free

I am sick of being bombarded buy constant radio and TV advertisements flogging financial help for high priced fees.  There are plenty of reputable, independent places where you can get similar financial help completely free.  Here are some of the places where you can access financial help for free:

(1)    Financial Counsellor

Financial counsellors are completely free.  They provide an independent and confidential service.  They can help you with a range of issues such as:

  • Helping you to look at different ways to improve your financial situation eg. budgeting
  • Check your eligibility for government payments/programs
  • Negotiating your debts with those that you owe money to, including banks
  • House eviction, rent arrears, disconnections of services such as electricity or gas
  • They can talk to you about debt, bankruptcy and other alternatives
  • Help you deal with debt collectors and fines

Financial Counsellors deal with a range of issues and are completely free. To find on in your area click

By |August 11th, 2014|General Finance|15 Comments

5 Ways To Avoid ATM Fees

Ok, if I was to list my 5 pet peeves it would go something like this:

  1. Dirty glasses (yes I have four eyes and any spec on my glasses drives me crazy)
  2. Dirty car windscreens (I think this might be related to the glasses thing)
  3. Coriander (yes, who knew I could find it so offensive?)
  4. ATM Fees
  5. Scam artists and those who rip others off

Yep, they don’t call me The Money Lady for nothing.  ATM fees rank pretty highly on my list of things that give me the sh*ts!  I really can’t understand why I have to pay to access my own money and particularly why using an ATM which is not my bank’s can cost me anywhere between $2 and $3.50.  A cost that is totally out of line with the actual cost of the electronic transaction to my bank!!!!  Though I can see why the banks like ATM fees, apparently in the year […]

By |August 6th, 2014|Saving|13 Comments

Pumpkin Soup – Family Meals On A Budget

So here is our 5th winter family meal on a budget recipe and oh shock horror it is from me!!!!  As most of you know I am no Martha Stewart in the kitchen, well particularly not the insider trading bit!!!  But this post is proof that anyone can cook, and even better they can write a recipe too!!!  This is one of my faves.  Not only is it budget, but it is super-dooper easy! So give it a go! Here it is!

This is my version of Pumpkin soup and it is a huge hit in our household, even with the particularly fussy nearly four year old.  I use it as an opportunity to hide in there all things orange so particularly things like sweet potato and oddly enough pumpkin which she will not touch under normal circumstances!  Yes, strangely enough she will eat pumpkin soup but will not eat pumpkin […]

By |July 31st, 2014|Recipes|11 Comments

Chicken Pot Pie – Family Recipes On A Budget

 Our fourth winter family meal on a budget is from the fantastic Sheridan  from Sheridan Anne and it is one of my faves!   Over to you Sheridan!

Thanks for having me for Money Mummy’s Winter Family Meals on a Budget series. I love to create hearty, nutritious meals that don’t break the bank, as I’m pretty sure many of us do!

Chicken Pot Pie

Prep Time: 10 mins

Cooking Time: 15-20 mins

Yields: 4 serves

Ingredients:

1 brown onion, diced

2 cloves of garlic, minced or chopped finely

2 tablespoons of cornflour (may need additional to thicken)

1/2 cup shredded cheese

400g of thickened cream

500g of chicken breast, diced

3 shortcut bacon pieces, diced

1 cup mushrooms, diced

1 cup peas and corn

1 carrot, diced

1 sheet of puff pastry

1 egg, beaten

Method:

1. Preheat the oven to 180C and grease a casserole dish with spray oil or butter

2. Sauté onion and garlic on the stovetop

3. Coat onion and garlic in cornflour, and add cheese. Gradually […]

By |July 30th, 2014|Recipes|8 Comments

Chicken Noodle Soup – Family Meals On A Budget

For our next winter family meal on a budget it is over to my wonderfully talented foodie friend Jodie from the Fresh Home Cook for her amazing version of one of my faves Chicken Noodle Soup….  Take it away Jodie!

Prep Time:30 Min Cook Time:1 Hr 30 Min Total Time:2 Hr

Serves 8

Ingredients

POACHED CHICKEN

  • 1 whole chicken (free range if you can get it)
  • 1 onion roughly chopped
  • 1 carrot, thickly sliced
  • 1 – 2 celery stalks, roughly sliced
  • 2 bay leaves
  • 6 parsley stalks
  • 2 tablespoons of dried thyme
  • 4 cups chicken stock or water

SOUP

  • 1 tablespoon extra virgin olive oil
  • 1 onion, finely diced
  • 3 garlic cloves, finely chopped
  • 2 corn cobs, kernels sliced off
  • 1 carrot, evenly diced
  • 1 stalk celery, evenly diced
  • 2 cups silverbeet, roughly chopped
  • 1 packet vermicelli rice noodles
  • 1 red chilli, seeded & finely chopped to garnish – (optional)

Chicken Noodle Soup Ingredients

Instructions

FIRST – POACHING THE CHICKEN;

In a large, […]

By |July 29th, 2014|Recipes|0 Comments

Veggie Super Food Bowl – Family Meals On A Budget

Our second winter family meal on a budget is from the lovely  Hope from Nanny Shecando!  Hope is a professional Nanny who looks after four children, so she really knows how to put a family meal together.  Over to you Hope!

Hi, Hope here from Nanny SheCanDo. When Shelley put forth this big week of recipe ideas, I was dead keen but also stuck for inspiration. What should I share? Something I usually cook for my nanny kids? In that case, you could expect plain pasta and cheese. I don’t know about you, but that’s just a bit boring! Something from the parents’ dinners, and it’d be “throw anything you can find onto a pizza base and call it dinner.” And if the boyfriend had a say, it’d be a mushroom risotto in the thermomix. But the lovely Sheridan Anne has already taken care of an […]

By |July 28th, 2014|Recipes|13 Comments

Roasted Sausages And Vegetables – Family Meals On A Budget

 Our first winter family meal on a budget is from the brilliant Bel from Mums Take Five and it is a great one!  I can’t wait to try it!  Over to you Bel!

A cheap and cheerful meal only works for me if it is cheap, cheerful, uses whatever we already have and takes no time to prepare. This dish does exactly that. Perfect for a mid week meal when my time is better spent on homework  or fun with my children.

There really isn’t a recipe as such just a preparation guide the rest is up to you.

You’ll need

  • A large oven roasting tray
  • Sausages. I’ve used a variety of types of sausages, I have even mixed it up and tried a couple a types at once.
  • Vegetables. Any vegetables you have that can be roasted. Potatoes, sweet potatoes, carrots, pumpkins, onions, mushrooms, tomatoes, beetroot, cauliflower, zucchini, capsicums.  Anything you […]
By |July 27th, 2014|Recipes|10 Comments

Winter Family Meals On A Budget

As most people know, I am no Martha Stewart, not in the kitchen and particularly not the insider trading bit!!!  So this week on Money Mummy, I have decided to do something a little different and have challenged four of my most favourite bloggers to join me and come up with two winter recipes each that will fill your family’s belly but won’t break the bank.

So ‘Ta Da’ welcome to “Winter warming recipes that will keep both your belly and budget smiling”

So let me introduce the fab five:

By |July 27th, 2014|Recipes|31 Comments