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Home And Contents Insurance: How Do You Know If You Have Enough?

This post is brought to you by Understand Insurance

Insurance is a funny product. It seems like a big fat waste of money until you need it. But when you need it, it then becomes invaluable. We bought our home six years ago. Like many people, our family home is by far our largest asset. However, our mortgage is by far our largest debt.

No-one wants to think about it, but what if something were to happen to our house? Without home and contents insurance we would be left with a small (and I mean teeny tiny) block of land in Sydney’s inner west and we would still be left to pay our mortgage. Yes, no couch to sit on, no TV to watch, no clothes to wear, no house to live in but our debt would still exist and the bank would still want its monthly repayment! For us it would […]

By |September 3rd, 2014|Insurance|38 Comments

How To Save On Your Health Insurance

Last week I spent some time trying to figure out whether we had the best deal on our private health insurance.  You see, we have been with the same insurer for 10 or so years and they have been great, but recently I have begun to wonder whether our health insurance might be a place where we could save some cash.  The truth is this process wasn’t easy.  In fact I can safely say that a couple of hours in and the whole ‘health insurance’ scene was doing my head in!!!  However, in amongst the talk of excesses, hospital choices, government rebates, blah blah  I did figure out quite a few things.  So here they are to help you make your health insurance journey far more pleasant than mine J

(1)   Figure Out What Cover You Have Now And How Much You Pay For It

This is the best place to start, […]

By |July 24th, 2014|Insurance|18 Comments