Home Christmas Road Safety This Christmas Will Also Save Your Wallet

Road Safety This Christmas Will Also Save Your Wallet

written by Shelley Marsh 28/11/2013
Road Safety Saves Your Wallet

This post is brought to you by Prime Lawyers.

Last week I popped out to my letterbox to see what the postman had brought.  No bills; fabulous, a few pieces of junk mail; ok, but then I saw an ominous looking envelope.  You know the sort, official looking but you can’t tell who has sent it.  I started to get nervous.  Could it be the dreaded Tax Department?  No, we already had a pay up notice from them and it wasn’t even due yet.  The Department of Social Security or Human Services or whatever they call themselves nowadays?  Nope.  It didn’t look good.  So with great hesitation I opened it.

It was a speeding fine!  Agggggghhhhhhhhhh!!!!!  I didn’t realise the main road next to my new job was a 50 km/h zone and I had been caught by a speed camera doing 64 km/h!!   The total cost of my misadventure the loss of 3 demerit points and $248!!!!  Ouch!!!

I hate paying fines.  My husband says I drive like ‘Miss Daisy’ and maybe I do.  I think it is best to try and avoid fines at all costs.  Clearly this time I was not ‘Miss Daisy’ enough.  My bad.  I broke the rules and now I have to pay.  However, I cannot help but think of all the other things I could have done with that money.  Money that is now going into the government’s coffers.

However, it could have been worse.  Another 6 kms/h over the speed limit and it would have cost me $425 and 4 demerit points!  Eeeek!!!   And if you are travelling 30 kms/h over the speed limit it costs you $815!  And don’t even think of touching your mobile phone while driving, that will cost you another $298!

Although being fined is, by far, not the worst outcome you can face from breaking the road rules.  No, there are far worse outcomes.  You could cause an accident.  Then not only do you have the hassle and cost of dealing with repairers and insurance companies to get everything fixed, but you could also face negligent driving charge.  The maximum penalty for an offence of negligent driving is a $1,100 fine.  Ouch!

But even that is not the worst of it.  If you have an accident, especially at speed or driving under the influence of drugs or alcohol,  you are more likely to hurt or kill yourself, your family or someone else and their family.  It really does not get any worse than that.

So be careful this Christmas and stick to the road rules.  Remember double demerit points will apply on the major holiday periods.  Make sure you stick to the speed limits, don’t touch your mobile phone while driving and especially make sure you do not drink and drive.  Your wallet, your family and potentially someone else’s will thank you.  In the meantime it is back to being ‘Miss Daisy’ for me!

{Please note the cost of fines quoted in this post are from the NSW Roads and Maritime Services Department.}

This sponsored post is brought to you by:

Prime Lawyers:  Prime Lawyers is a premium service law firm with offices in the Sydney CBD, Chatswood, Parramatta, Sutherland and Wollongong.  They have a team of lawyers who specialise in traffic law/negligent driving charges.  Click here to find out more.

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Ellen 28/11/2013 at 8:29 pm

Great post Money Mummy! And VERY timely. People can be nutcases on the road – especially around Christmas… and if the possible dangerous consequences don’t stop the nutcases, then maybe the financial cost will!

Shelley Marsh 28/11/2013 at 9:01 pm

Thanks Ellen, I totally agree!

Nic 28/11/2013 at 9:18 pm

Such a good post, great advice!

Alison @ The Thrifty Issue 28/11/2013 at 9:38 pm

Oh yeh, doesn’t matter how careful you are, everyone has a weak moment and most of us have had a speeding fine or similar. There’s nothing more frustrating! Thanks for the reminder 🙂

Sarah @ Hunting for Ladybugs 29/11/2013 at 12:31 am

I’m out in the country so luckily not too many speed cameras out here but I am glad that the police have such a strong presence during Christmas/NY period to keep us all on the straight and narrow. Even just seeing a marked police car makes me slow down. Thanks for the gentle reminder! May we all learn from your warning.

Shelley Marsh 29/11/2013 at 7:46 pm

Thanks Sarah! Glad you liked the post.

Renee at Mummy, Wife, Me 29/11/2013 at 7:15 am

Ouch, those speeding fines really do hurt. Fortunately I’ve only had two in my driving career. A great reminder too. There are so many lunatics on the road at the moment, especially over xmas when everyone is heading away on holidays.

Shelley Marsh 29/11/2013 at 7:45 pm

Yes Renee, everybody does get a bit crazy over Christmas. It pays to play it very safe.

Mums Take Five 29/11/2013 at 8:16 am

Oh dear. Yes i do try and be careful but i guess it happens sometimes. At least you’ll be waaaaay more cautious now when the Christmas double fine double demerits come in.
good post. good reminder.

Shelley Marsh 29/11/2013 at 7:44 pm

Oh yes! I am super cautious now – especially on the road I got pinged on!

Rhian @melbs 29/11/2013 at 2:22 pm

I got caught speeding on the Grand Prix track in Melbourne not long after I moved here, I got fined $357 I haven’t done that since!

Shelley Marsh 29/11/2013 at 7:42 pm

Ouch! But I can completely understand the temptation!

Lucy @ Bake Play Smile 30/11/2013 at 8:16 pm

Great reminder! Touch wood I have never had a fine in my life… however that could be explained by the fact that I am a total and utter nanna driver!! xx

Shelley Marsh 30/11/2013 at 9:27 pm

I think being a nana driver is the way to go Lucy!!

Grace 01/12/2013 at 8:37 pm

Thanks for the timely reminder, Shelley! Speeding fines are the worse! But worse things can happen for sure.

Shelley Marsh 05/12/2013 at 6:45 pm

Yes I agree Grace. I was lucky that the worst of it was a speeding fine.

Kim 02/12/2013 at 9:42 pm

Great post and fab reminder – poor you though, I hate fines too – I’ve got one due at the moment for parking in my own area but the thermite wasnt showing – makes me livid that they won’t let me off even though I’m a resident. Anyway, I guess once its paid you forget and move on. Merry Christmas.

Shelley Marsh 05/12/2013 at 6:44 pm

Thanks for stopping by Kim! 🙂

Emily 03/01/2014 at 8:27 pm

No fines for me. I drive my family BONKERS when driving somewhere because I just flat out refuse to speed. They’ll beg me to go 103 on the freeway, but nope! What if my speedo is out and I’m actually doing 110?

I did have to talk myself out of a fine in late 2012 though. I got pulled over for talking on my mobile while driving. I was actually just eating a doughnut – the cop saw my hand move to near my face and assumed I was chatting away! Doughnut crumbs in my lap, phone in my handbag, and I was sent on my way. Phew!


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